- Personal Contract Hire (PCH)
- Personal Contract Purchase (PCP)
- Hire Purchase / Hire Purchase And Balloon
- Finance Lease
- Daily Rental
- Cash
- Short Term Contract
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Finance Schemes
We work with a large number of finance houses and are able to offer any finance method imaginable. However you decide to purchase your new vehicle, your account manager will be able to offer you the best value package to fulfil your requirements.
Contract Hire
Contract Hire is for businesses; simply the company rents the vehicle for a period of 1 year to 4 years (up to 5 years for a van).
Contract Purchase
The company pays monthly payments and at the end of the agreement (which can be between 2 and 4 years) you would have 3 options on what to do.
- The car can be purchased for a pre agreed value;
- The car can be handed back to the finance house with nothing further to pay as long as you keep within the contract mileage and look after the vehicle while in your care;
- You can part exchange the vehicle and once the finance has been cleared you can use any equity towards the deposit of your next car.
Find out more...Personal Contract Hire (PCH)
You pay fixed monthly rentals for the term of the contract, which can be between 1 and 4 years. At the end, the car is simply collected from your home or business address and you have nothing further to pay, as long as you keep within the contract mileage and look after the vehicle while in your care.
Personal Contract Purchase (PCP)
You pay monthly payments and at the end of the agreement (which can be between 2 and 4 years) you would have 3 options on what to do.
- The car can be purchased for a pre agreed value;
- The car can be handed back to the finance house with nothing further to pay as long as you keep within the contract mileage and look after the vehicle while in your care;
- You can part exchange the vehicle and once the finance has been cleared you can use any equity towards the deposit of your next car.
Hire Purchase / Hire Purchase And Balloon
You pay monthly payments between 1 and 5 years and once the final payment is made the vehicle is yours.
Finance Lease
The company pays a fixed monthly payment. At the end of the agreement, which can be between 1 and 4 years for a car and 5 years for a van, the vehicle is either sold to clear the final payment or you opt to extend the contract for a further year at a nominal charge, typically just 1 monthly payment.
Daily Rental
Daily Rental is offered to existing customers, simply you pay monthly in advance and can hand the vehicle back with short notice.
Cash
If you have cash in the bank or pre agreed credit lines with your existing bank, you can buy from OSV any make and model of vehicle in the UK.
Short Term Contract
With contracts from 3 to 12 months with typical mileage allowances of 2000 miles a month, payments tend to be more than other schemes due to the short contract terms.