car finance

car finance

Personal Contract Purchase vs. Personal Contract Hire

What's the difference between Personal Contract Purchase and Personal Contract Hire?
Personal Contract Purchase vs Personal Contract Hire
One of the biggest decisions you will make when it comes to choosing a new car is what sort of finance agreement you are going to get. We get asked quite a lot about the differences between personal contract purchase and personal contract hire. It’s understandable, they are quite similar. However, there are some key differences that could be the decider in which agreement is best for you. So, in this article we’ll be looking at what personal contract purchase is, what personal contract hire is, and the main differences between the two. What is personal contract purchase? Designed for private individuals, personal contract purchase offers more flexibility than other agreements...

Can I guarantee I get car finance?

What can I do to make sure I get car finance?
How can I get guaranteed car finance?
If we’re being honest, there isn’t actually any way you can 100% guarantee car finance. However, this isn’t an article filled with doom and gloom because there are ways that you can increase your chances of getting a car finance application approved. In this article we look at the ways you can improve your chances, if you are a student, on benefits or have a low income.

Can I get car finance on someone else’s behalf?

Everything you need to know about car finance for someone else...
There might be an occasion where you want to lease, or finance, a car for somebody else. Whether it be your child, your partner or someone else close to you, you could be wondering whether you can get car finance on someone else’s behalf. Is it possible? In this article, we look at whether you can get car finance on someone else’s behalf and alternative options.

What is the approval process for getting car finance?

Taking you through the process of getting car finance
What is the approval process of getting car finance? Getting finance for your new car purchase can be a daunting prospect. Especially if you are unsure if you will be accepted. Take the worry out of getting approved. In this guide, we will take you through the entire process of getting approved for car finance.

Best car finance providers

We look at the best car finance providers...
Young couple is smiling while buying a car, middle aged worker of a motor show is giving keys, close-up
When you are looking at getting a new car, you will be considering how to finance it. There are a few ways you can finance your vehicle, and it’s important that you know which finance option you are going to go for and how you are going to go about getting finance for this vehicle, and who to go through. So who are the best car finance providers? In this article, we are going to go through the best car finance providers, the best finance companies and the best finance rates...

The most common problems with financing your car

We look at the most common problems with financing your car and how to solve them...
man in a checked shirt with glasses and a beard on the phone
Getting your new car through finance is a hugely popular way of doing it and has become increasingly popular over the past few years. Generally, financing your car is very simple, and at OSV, we try and make the process as smooth as possible for you. However, sometimes you can run into problems. While it happens rarely, it does happen, and we think it’s important that you are aware of these problems before you make a decision. So in this article, we are going to look at the most common problems with financing your car, and how to solve them.

Why is car finance so cheap? What costs are covered in a finance agreement?

Why are car finance deals so cheap and what has caused the low prices...
Why is car finance so cheap?
Why is car finance so cheap? In recent years we've seen a real influx in the volume of people wanting to purchase new cars. This is for a number of reasons. In this article, we'll take you through the secrets behind the cheap finance deals. Sometimes it's cheaper than second-hand!

Is car leasing a rip off? | Why do so many people lease their cars?

Investigating why so many people in the UK choose to lease their car and whether leasing is a rip off.
Is car leasing a rip off
If you find yourself asking 'Is car leasing a rip-off?' then read on! It's highly unlikely that car leasing is a rip-off considering leasing accounted for 29% of all new car purchases in the UK in 2015. If it was a rip-off I'm certain that there wouldn't be such a huge number of people choosing lease finance options to drive a new vehicle. Do you still need convincing? This article has all the information you need.

Why can’t I get car finance?

Can't get car finance? We go over the reasons why you might not qualify...
printed credit report with a score of 425 and a rating of poor
When you apply for car finance, there could be a chance that you could be denied. This could be for a number of different reasons and it’s important that you are aware of these reasons so you fully understand why you might be rejected for car finance. In this article, we’re going to look at why you might not be able to get car finance and potential solutions or alternatives to car finance. Whether you have recently been denied car finance or simply curious as to why you might be rejected for car finance, hopefully, this article will answer all your questions.

Why choose car finance?

Thinking about a car finance agreement? Here are all the reasons we think it's a good idea...
Lady looking back from the steering wheel smiling - First Car
We’re going to be honest, leasing isn’t for everybody. We know that, and we know that you know that. So if you don’t want to lease and cash purchase isn’t for you, what are your options? Well, that’s where car finance comes in. In this article, we’re going to look at what car finance is, the pros and cons, and whether it’s right for you.
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