One of the biggest decisions you will make when it comes to choosing a new car is what sort of finance agreement you are going to get. We get asked quite a lot about the differences between personal contract purchase and personal contract hire. It’s understandable, they are quite similar. However, there are some key differences that could be the decider in which agreement is best for you. So, in this article we’ll be looking at what personal contract purchase is, what personal contract hire is, and the main differences between the two. What is personal contract purchase? Designed for private individuals, personal contract purchase offers more flexibility than other agreements...
The time has come to get a new car. While it's exciting and you'll probably spend a lot of time researching the best makes and models for your needs. You're also faced with a myriad of options of how best to obtain your car. It can be difficult to decide which option will suit you best. In this article, we'll take you through the pluses and minuses of buying a car, as well as take a look at your other options.
In the US, one in four new cars is personally leased in some way. Now, car leasing is growing increasingly popular in the UK. In fact, last year leasing brokers’ combined car and van volumes grew by 27% over the course of 2015 (bvrla.co.uk). If you are thinking about leasing a car, it’s important to weigh up the pros and cons to make sure that car leasing is the right option for you. After all, it’s not going to be right for everyone. However, we understand that there is a lot of information to take in when looking into leasing a car, which is why we’ve written an article on the advantages and disadvantages of leasing a car. It should be noted that the pros and cons on this list are subjective, so while something may be a con to some, it could be a pro for others...
OSV Limited is an Appointed Representative of Automotive Compliance Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows OSV Limited to act as a credit broker, not as a lender, for the introduction to a limited number of finance providers and to act as an agent on behalf of the insurer for insurance distribution activities only.
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