Is My MOT Covered In My Lease Contract?Do I Need To Get My Lease Car MOT'd And Will I Have To Pay For It?
It’s no secret that leasing a car comes with additional costs, and most of these additional costs involve you having to ensure that your lease vehicle is in top condition.
Depending on your lease contract, you may have to think about your vehicles MOT. Unlike servicing, you don’t always have to get your lease vehicle MOT’d. Whether you do depends on your contract. If you do, then there are some things you should consider because we know that if you’re new to leasing, one of the biggest concerns customers have is being caught out by hidden costs.
We discuss this with customers every day, which is why we’ve written an article explaining whether you have to get your lease car MOT’d, whether you have to pay for it and what happens if your lease car fails its MOT.
Do I Have to Get My Lease Car MOT’d?
Most lease agreements generally last 2-3 years. Under new government legislation, a car does not have to be MOT’d until it is 4 years old. This means that, unless your lease contract is longer than 3 years, you will not have to worry about the car going in for an MOT.
If your lease contract is for longer than 3 years then yes, you are responsible for getting your car MOT’d.
Regardless of how long your lease contract is and whether you have to pay for the MOT, you will still have to get your car serviced.
Will The MOT Be Covered in My Lease Contract?
The cost of the MOT will not be covered in your lease agreement. If you have to pay for the MOT, then this is an additional cost that you should take into account when thinking about your lease budget. The only way it will be covered is if you add a maintenance agreement to your contract.
What is a Maintenance Agreement?
I’m so glad you asked. A maintenance agreement covers the servicing costs throughout your lease agreement for a small payment each month. The maintenance agreement is more suited to those with a longer lease contract or are doing higher mileage. This is because there may be additional costs such as new tyres or brakes. If you are doing a low mileage, then the chances are these do not need to be changed.
Is MOT Covered in a Maintenance Agreement?
Yes, the MOT is covered in the maintenance agreement. It also includes;
- Mechanical and electrical repairs or replacements
- Bulbs, batteries, exhausts, cam belts, wiper blades, alternators and starter motors.
- Unlimited premium branded tyre replacements
- Free mobile tyre fitting service
- And, depending on Lease Company, there will be no charge for punctures or damaged tyres
Certain lease companies have agreed rates for MOT and discounted labour rates for repairs with the dealerships. This means that all you would have to do is it to book your car in at your local dealer before the agreement ends. They will then carry out the MOT with no extra cost to you. The only cost that you will pay is the maintenance payments each month which is included in your monthly rental price.
So, not only does a maintenance agreement cover the MOT, it also covers quite a lot of other things as well. Whether you decide to get a maintenance agreement is up to you. But if you want to find out more about what a maintenance agreement covers then you can read our article.
How Much Will an MOT Cost?
A maintenance agreement isn’t for everyone and you might just want to pay the MOT yourself. So, how much will it cost?
A typical MOT costs £54.85 and is exempt from VAT. The test can be carried out at any MOT licensed testing station in the UK. Once it is completed, it is valid for 12 months.
Not only that, but it can also be forward dated to the registration anniversary date of the vehicle if it’s within one calendar month. Which is handy.
What Happens if my Lease Car Fails Its MOT?
If your car fails its MOT, then unfortunately, you will be responsible for the repair work.
If the car is left at the MOT station and the work is completed within 10 days, the retest will be free. This is also the case if it is taken elsewhere for work to be done and it is brought back before the end of the next working day.
However, anything else out of this criteria then a partial or full retest fee may apply. Whether this is partial or full is completely down to the discretion of the testing station.
So, as you can see, if you have a shorter lease contract then you won’t have to worry about your lease cars MOT. If you have a longer contract, then you will have to get your car MOT’d and you will have to pay for it. Unless, you get a maintenance agreement added onto your lease contract. While it may seem like a pain, it’s a necessary additional cost.
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