Leasing Guide

Should I lease a new or used vehicle?
If you're thinking about getting a new car and wondering whether a new lease or a used one will be better for you, we have put together this article that highlights the differences between leasing new and used and which is going to be better for your bank balance in the long run.

Car leasing for students

Your essential guide to student car leasing
If you're a student thinking about getting a new vehicle before you head off to university, then it's definitely worth considering leasing rather than buying. However, there are things you need to know before you make a commitment. Find out more in this article.
Can I get a business car lease with bad credit?
Business car leasing is extremely popular and has become a very attractive and viable option for many businesses. You may be concerned because you have bad credit. In this article we go through the pros and cons of business leasing and also look at alternatives for those who have poor credit.

Can I extend my car lease?

Want to know if your lease car experience can be extended? This article explores in what circumstances this is possible
How do I extend my car lease?
If you're approaching the end of your current lease contract, you may be wondering 'can my lease be extended?' You're not alone. Many people find that there is a period between one contract ending and another starting, and they don't want to be without a car. Or, perhaps they're just not ready to part ways with their trusty four wheels just yet. Whatever the reasons, there are certain ways to extend the lease contract on a car.

What happens if I damage my lease car?

Damaged your lease car? Don't worry, here's what you have to do...
What happens if I damage my lease car?
You have your lease car for quite a while. It may not seem that 1-5 years is any time at all in the scheme of things, but over that time you will do a lot of driving. It’s possible that during the time you have the vehicle you may end up damaging it because accidents do happen.

What are the positives and negatives of car leasing?

We look at the pros and cons of car leasing when compared to car purchase
Positives and Negatives of Car Leasing
Car leasing isn’t for everyone, in the same way that not everyone wants to purchase their car. That said, there are huge benefits to both but it all depends on what you want out of your car and what suits your situation the best.

What is Hire Purchase?

Everything you need to know about Hire Purchase...
What is Hire Purchase?
When looking at your finance options, you might want to consider hire purchase. Hire purchase isn’t a lease, it’s a finance agreement. But what is hire purchase? In this article, we look at what hire purchase is, its pros and cons, and whether hire purchase is right for you.

How is the price of a Hire Purchase calculated?

Find out how the price of your Hire Purchase is calculated...
How is the price of a Hire Purchase calculated?
When looking at different finance agreements, it’s important you know how the price of each is calculated. This will help you make an informed decision as to which finance agreement is right for you, and gives you complete transparency, so you know exactly what you are paying for. We think this is a really important aspect of your journey as a buyer, and it’s vital that you fully understand where your money is going. So, in this article, we’ll look at how the cost of a hire purchase is calculated, and what sort of things affect it. A hire purchase, as it’s a finance agreement, is calculated differently to a lease contract like a contract hire, for example...

Personal Contract Purchase vs. Personal Contract Hire

What's the difference between Personal Contract Purchase and Personal Contract Hire?
Personal Contract Purchase vs Personal Contract Hire
One of the biggest decisions you will make when it comes to choosing a new car is what sort of finance agreement you are going to get. We get asked quite a lot about the differences between personal contract purchase and personal contract hire. It’s understandable, they are quite similar. However, there are some key differences that could be the decider in which agreement is best for you. So, in this article we’ll be looking at what personal contract purchase is, what personal contract hire is, and the main differences between the two. What is personal contract purchase? Designed for private individuals, personal contract purchase offers more flexibility than other agreements...

What is Guaranteed Minimum Future Value?

We look into Guaranteed Minimum Future Value, also known as GMFV or a balloon payment
What is Gauranteed Minimum Future Value?
Guaranteed Minimum Future Value (sometimes also referred to as the GMFV, Optional Final Payment or Balloon Payment) is the amount that a car or van will be worth at the end of your contract term as calculated by your finance company.
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