July 2016

Getting approved for car finance may sound scary, but it’s really not. Promise. It does become a whole lot less scary when you understand what exactly finance companies are looking for. If you arm yourself by knowing what they are looking for now, you will save yourself a lot of hassle in the long run. At OSV, we talk people through this process every day so we know how daunting it can be. Which is why we’re going to explain exactly what finance companies are looking for and what you can do to boost your chances of getting approved for car finance.

When you lease a car, you have to get it serviced. Not only do you have to get it serviced, but you also have to get it serviced on time and at the recommended intervals. This is because when you return your lease vehicle, the leasing company will check your service history. But, do you have to get it serviced at a franchised dealer?

We understand that servicing and maintenance of the car is one of the most common worries for customers and we have educated thousands of customers on exactly what the obligations are with regards to servicing lease cars. Which is why we’re going to explain why you have to get your car serviced at a franchised dealer.

It’s no secret that leasing a car comes with additional costs, and most of these additional costs involve you having to ensure that your lease vehicle is in top condition.

Depending on your lease contract, you may have to think about your vehicles MOT. Unlike servicing, you don’t always have to get your lease vehicle MOT’d. Whether you do depends on your contract. If you do, then there are some things you should consider because we know that if you’re new to leasing, one of the biggest concerns customers have is being caught out by hidden costs.
We discuss this with customers every day, which is why we’ve written an article explaining whether you have to get your lease car MOT’d, whether you have to pay for it and what happens if your lease car fails its MOT.

Car leasing is becoming increasingly popular in the UK. But, how does it work? If you’re new to leasing, there’s a lot to take in. Sometimes it can be difficult to understand what leasing even is. That’s why we thought we would write an essential guide to car leasing and how it works in the United Kingdom. So firstly, what is car leasing? Car leasing is essentially when you have a car for a set period of time, making monthly payments until that time is up. Then, you hand the car back. It’s fairly simple. The main difference between leasing and buying is that when you lease a car, you don’t actually own it. Whether this is an advantage or a disadvantage is completely subjective…

Car leasing has become extremely popular within the last 5 years, and with the prices some lease companies are offering, it’s easy to see why. However, some people are sceptical about the too-good-to-be-true deals when it comes to leasing a car.

We understand why people are sceptical, with such great deals there simply has to be a catch.
Well, no, there’s not. There are some things that you should take into consideration when leasing a car, and whether these things count as ‘catches’or not is completely subjective. The only way, really, you would get caught out is if your vehicle broker did not go over it with you before you signed along the dotted line. At OSV, we have years of experience educating customers, which is why we are going to explain what we think count as ‘catches’ in lease contracts to reassure you that you won’t get caught out by a hidden cost.