OSV Learning Centre for Vehicle Leasing and Buying

If we’re being honest, there isn’t actually any way you can 100% guarantee car finance. However, this isn’t an article filled with doom and gloom because there are ways that you can increase your chances of getting a car finance application approved. In this article we look at the ways you can improve your chances, if you are a student, on benefits or have a low income.

Are you going on a road trip this year? Perhaps you're visiting family or friends, or just getting away for a holiday? Whatever it is, in this article we've put together some of our top tips for a safe and enjoyable trip. Whether you're going alone and need to avoid the stress of traffic jams, or with the family and you need to keep the children amused so there isn't a riot in the back seat.

Vehicle Excise Duty or VED is commonly referred to as Road Tax. A tax levied by the government to drivers which bring the UK government £730 million every year in revenue. Vehicle Excise Duty is collected by the DVLA, the government department that governs drivers on UK roads.

If you're considering getting a company car then it's likely you've come across the term Company Car Tax more than once.Company Car Tax is something that can be quite complicated. In this article we talk about the rules and regulations behind it, including how it's calculated and we go into some of the things you'll really want to know including how driving an electric company car may benefit you between 2020 and 2023.

So, you want to lease a car. The problem is you have a less than perfect credit score. Maybe you’ve paid one or two bills a bit late, which has resulted in a low credit rating and it feels like you’re never going to get the car you want or need. However, this isn’t always the case. There could be a chance that you can still lease a car. In this article we look at the things that can affect your credit score and the ways you can still lease a car if your credit score is less than ideal.

So, you've just ordered a brand new lease car and you're eyeing the private plate on your current vehicle - or you've found one you'd really like. Is it possible for you to put the plate on the vehicle you've just ordered?In this article we answer the question "Can I put a private plate on my lease vehicle", what the process is and also how you can buy a new plate. We also talk about insuring your private plate so that if your car was stolen, lost or written off you're aware of what happens next...

Company cars have always been popular. They can be a great incentive to staff and prove a good way to attract the best candidates to work at your company.But the changes occurring to tax benefits may have many questioning whether it's still worth having a company car. In this article, we look at whether a company car is still worth it, and what the alternatives are.

If you're having difficulty getting approved for car finance, then you might want to consider using a guarantor. But, what exactly is a guarantor? And, how do they help you get car finance? Using a guarantor is not a new concept nor is it uncommon for things such as mortgages. It is more uncommon to be used when it comes to car leasing. But, it can be advantageous and is definitely something you should consider. In this article, we look at what a guarantor is, and how they can help you get approved for car finance.

If you find yourself in the unenviable position of having lost your job then it's possible you will find that you are no longer able to keep up the repayments on your lease vehicle. It can be incredibly stressful if you do find yourself in this situation and it's easy for panic to take over. In this article we talk about some of the options that are open to you if you do find yourself in financial difficulty.

There might be an occasion where you want to lease, or finance, a car for somebody else. Whether it be your child, your partner or someone else close to you, you could be wondering whether you can get car finance on someone else’s behalf.Is it possible?In this article, we look at whether you can get car finance on someone else’s behalf and alternative options.